Attorneys at Law in Bowling Green and Elizabethtown KY

Debtor-Creditor Rights

Areas of Practice

Debtor-Creditor Rights

Business Bankruptcy and Restructuring

Kerrick Bachert, PSC strives to provide simple and effective solutions to help your business run smoothly, especially during potentially difficult situations.

KB’s business bankruptcy attorneys have an extensive history in the bankruptcy area and can assist struggling businesses reorganize their debts. Our attorneys have served as creditors’ and debtors’ counsel under chapters 7, 11, 12 and 13 of the Bankruptcy Code. Scott Bachert is a former United States Panel Bankruptcy Trustee for the Western District of Kentucky, and Stephanie McGehee-Shacklette has been practicing in the federal Bankruptcy Courts for the last 12 years.

The attorneys of KB assist clients in finding practical solutions to restructuring matters through debt restructuring, insolvency, pre-bankruptcy workouts and corporate reorganizations.

KB has successfully confirmed plans of reorganization for businesses in a variety of industries, such as:

  • Coal
  • Hotels
  • Marinas
  • Equipment rental
  • Trucking
  • Restaurants
  • Construction

Creditor Representation

KB also represents creditors in Bankruptcy matters, including:

  • Suppliers
  • Trade vendors
  • Banks
  • Other businesses that extended credit terms to a business that then filed bankruptcy.

There are a number of ways that the unfortunate creditor can get paid even when there is a bankruptcy, provided that they take the rights steps.  KB’s experienced attorneys help creditors navigate the complex waters of bankruptcy to maximize recovery and mitigate losses.

Collections

KB’s attorneys have extensive experience in the area of debt collection. We represent local, regional and national clients who need assistance with the collection of outstanding receivables. We proudly offer collection practices that maximize recovery and maintain professionalism, all while complying with the Fair Debt Collection
 Practices Act. KB assists many different clients with debt collection including:

  • Community banks
  • Small businesses
  • Commercial lenders
  • Finance companies
  • Auto dealers
  • Insurance companies
  • Individuals

Accessing skilled and experienced attorneys, paralegals and assistants, KB’s collection program is efficient and cost-effective. Depending on the needs of the client, services provided in collection cases include:

  • Demand letters to debtors
  • Debt restructuring and voluntary repayment plans
  • Depositions (debtor exams)
  • Filing lawsuits to collect unresolved debts
  • Asset searches
  • Collateral recovery
  • Judgment enforcement via:
  • Foreclosures
  • Receiverships
  • Garnishment (wage and non-wage)
  • Attachments
  • Replevins
  • Writs of possession
  • Executions
  • Liens

If you questions regarding a Debtor-Creditor Rights, please contact Scott Bachert or Ashley Gerughty.

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